Whether you’re trying to stop impulse spending, finally get what investing is, or just want to not panic every time you check your bank account — there’s a book out there for you.
In this post, we’re diving into the best finance books — from the famous ones that shaped money culture to hidden gems that can change the way you think about earning, saving, and spending. These cover everything from budgeting and financial literacy to making more money and building a money mindset that actually works for you.
The Most Famous (and Totally Worth-It) Finance Books
These books are classics for a reason. They’ve helped millions of people get their financial life together — and they’re still super relevant today.
1. Rich Dad Poor Dad by Robert Kiyosaki
A mindset-shifting read that challenges the “go to school, get a job” narrative. Learn how wealthy people think, invest, and grow income streams — even if you’re starting from zero.
2. The Total Money Makeover by Dave Ramsey
A practical guide that walks you through how to pay off debt, budget like a boss, and build long-term wealth using simple baby steps.
making, greater financial stability, and increased opportunities for wealth accumulation. The importance of this foundational skill cannot be overstated, as it lays the groundwork for a healthier financial future.
3. The Millionaire Next Door by Thomas J. Stanley & William D. Danko
Spoiler: most millionaires don’t have flashy cars. This book reveals what real wealthy people do differently — and how you can start adopting their habits right now.
4. Your Money or Your Life by Vicki Robin & Joe Dominguez
This one’s about aligning your spending with your values and figuring out what “enough” really means. It’s not just a financial book, it’s a full life reset.
5. Think and Grow Rich by Napoleon Hill
It’s old-school and a little intense, but it’s still one of the most influential books on wealth mindset and the power of belief in success.
Underrated but Powerful Finance Books You Shouldn’t Sleep On
About Financial Literacy and Life Skills
How to Adult by Jake Cousineau – the ultimate crash course in real-world skills they should’ve taught in school. From budgeting and taxes to job interviews and credit cards, this book breaks down adulting basics in a super clear, no-BS way. Perfect for teens, college students, and anyone figuring life out as they go.
Financial Literacy for Young Adults Simplified by Raman Keane – a beginner-friendly guide that breaks down the basics of money in a way that actually makes sense. From budgeting and saving to credit scores and smart spending, this book teaches young adults how to take control of their finances without feeling overwhelmed. Straightforward, practical, and perfect for anyone ready to start adulting with confidence.
About Budgeting & Money Management
I Will Teach You to Be Rich by Ramit Sethi – Budgeting without giving up lattes? Yes, please. Ramit’s style is funny, brutally honest, and super actionable — perfect for Millennials and Gen Z.
You Need a Budget by Jesse Mecham – a book on budgeting that is fascinating, entertaining, and practical.
Broke Millennial by Erin Lowry – This one’s a go-to for anyone in their 20s trying to figure out taxes, credit scores, retirement accounts, and what even is a 401(k)?
Money Mindset & Psychology
Money: A Love Story by Kate Northrup – If you’ve ever felt weird or guilty about wanting money, this one helps you heal your relationship with finances and shows you how self-worth and net worth are connected.
The Psychology of Money by Morgan Housel – Personal finance is more about behavior than math. This book explores how emotions, habits, and perspective shape our financial decisions — and how to make smarter ones.
You Are a Badass at Making Money by Jen Sincero – Motivational, bold, and packed with real talk. This one’s all about believing you can earn more and taking action to do it — perfect if you’re stuck in a money rut.
There’s no “perfect” place to begin your financial journey — but picking up one of these books is a seriously solid start. And remember: you don’t have to read them all. Choose one that fits your vibe right now and actually put it into practice. Even small mindset shifts can lead to big money wins over time. If you’re ready to start levelling up your finances in a fun and doable way, don’t forget to grab my free Saving Challenge printable. It’s a great way to build momentum — and prove to yourself that yes, you can handle your money like a pro.